How old do you have to be to get a debit card in Florida? Answered

How old do you have to be to get a debit card in Florida?


How old do you have to be to get a debit card in Florida? The answer to this question is 16 years. 

You are required to be at least 16 years old to get a debit card in the American state of Florida. You are required to be old enough and mature enough as a 16-year-old. You can't get a debit card being younger than this age at any of the banks in Florida. 

You are required to be mature and should know everything about banks, money and finance. Being younger than 16 you may get a debit card, but you have to bring your parents or mention some adult as your co-owner.

A debit card is a card that is given to an individual to withdraw money from his/her checking account. You are required to be at least 16 years old to open a checking account and hence get a debit card. A debit card helps you to withdraw, deposit, pay and accept payments from other people. 

While you have a checking account, you will surely have a debit card. The debit card will be given to you according to the type of bank you are opening an account in. It may be a card or it may be a digital version. You will, however, be capable of using both, once you are at least 16. 


Let's discuss the steps to get a debit card in Florida one by one:

  • First of all make your mind to open a checking account in your desired bank present in Florida.
  • Then, collect all the documents of your identity including your social security number, driving license, passport and other important identity cards.
  • Bring some money to deposit it in your brand new checking account. You will literally find it helpful to deposit some initial cash prior to opening it.
  • Now open an account wherever available, you can either go via the web or simply visit your nearest branch in person.
  • Now fill forms that is requesting the debit card for you. Submit it to the bank and then load it with a lot of funds.
  • The final step is activating your debit card. Whether you have received it as a physical card or as a digital card, just activate it to use it in the real world.

Once you are left with your activated debit card, you are now free to use it for any transactions from your checking account. You can now spend your money from your checking account on anything you want. Checking an account is the best to choose for getting a debit card in your hands. This is the most unique type of bank account known to hold most of your checking money.

A debit card is a great type of card, but you should be aware of the increasing frauds related to it. You may get the prey of several different frauds related to it. 

All the malls, shops, restaurants and other places where you use your debit card to pay may record your account details. And then use them to empty all your bank balance. You may also get fooled with its fees taken at different ATMs and banks.

So, it is well concluded that you have to be at least 16 years old to get a debit card in Florida. 

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